Tobacco/Nicotine Use
Because of the high risk assiciated with tobacco/nicotine use, the cost of life insurance can be higher for users than non-users or applicants that have not used tobacco/nicotine for an extended period of time. Below is a list of tobacco/nicotine products. Please indicate how recently you have used any of these products.
  • Cigarettes
  • Cigars, Pipe
  • Chew, Dip, or Snuff
  • Nicotine Patch, Gum
  • Other Nicotine Products

Member Benefits Insurance Programs, administered by: BPC Financial
7645 Gate Parkway, Suite 101, Jacksonville, FL 32256
Phone: (800) 282-8626 - - Fax (904) 396-2091